State Farm Arkansas Total-Loss Class Action Settlement
What Is the State Farm Arkansas Settlement About?
The lawsuit alleges that State Farm reduced the actual cash value of total-loss vehicles by using Audatex reports that applied a “Typical Negotiation Adjustment” to comparable vehicle prices. The plaintiff contends the deductions were improper and breached State Farm insurance contracts. State Farm denies that it underpaid insureds.
How Much Is the State Farm Settlement Payout?
An approved claimant’s payment is 68% of the Typical Negotiation Adjustment amount associated with the qualifying claim, subject to the settlement’s pro-rata mechanics. The parties estimate an average payment of about $489, but individual payments depend on State Farm’s records for each total-loss claim.
Am I Eligible to File a Claim?
You may qualify if you made a first-party physical-damage claim under a State Farm policy issued to an Arkansas resident, State Farm declared the vehicle a total loss between November 29, 2016, and October 18, 2021, and the Audatex valuation report applied a Typical Negotiation Adjustment to at least one comparable vehicle.
Is the State Farm Arkansas Settlement Legit?
Yes. The case is pending in the U.S. District Court for the Eastern District of Arkansas before Judge D.P. Marshall Jr. Rust Consulting is the settlement administrator, and the official website is StateFarmARTotalLossLitigation.com.
When’s the Claim Deadline?
Submit the online claim or mail a signed claim form postmarked by August 19, 2026. The fairness hearing was set for July 15, 2026; distribution still depends on final effectiveness and the resolution of any appeal.
Who Qualifies for the State Farm Settlement?
Not every Arkansas total-loss claim qualifies. The claim must fall within the class dates and use an Audatex report that applied the challenged adjustment. Administrator records and the Unique ID/Web Registration Code in a settlement notice are the best indicators that a claim was identified.
How Do I File a State Farm Settlement Claim Form?
Use the Unique ID and Web Registration Code from the email or postcard notice to file on the official website. No receipts or independently prepared valuation documents are required because the payment is based on State Farm’s claim data. If you did not receive or lost the notice, call the administrator at 866-255-6602 before the deadline.
