Get the compensation you're owed when your flight goes wrong
Delays, cancellations, lost luggage, missed connections. Settlemate spots when the airline owes you compensation and files the claim for you.

How it works

01
We scan your inbox for flight bookings and monitor your trips for disruptions.
02
When something goes wrong, we check the passenger rights rules and airline policies that apply to your route.
03
We prepare the paperwork and submit the claim for you, following up with the airline until it's resolved.
04
You get notified when your compensation comes through.
These airlines may owe you money
We track compensation rules for major airlines and every kind of disruption. Read the full guides:
What is flight compensation?
Passenger rights laws require airlines to pay you when they cause serious disruptions. Under the EU's rules, for example, a long delay or cancellation can be worth up to 600 euros per passenger. Most travelers never claim it, because the rules differ by route and airline, the deadlines are easy to miss, and airlines don't volunteer the money. And that's the part that Settlemate automates. It also flags when your travel insurance or credit card protections apply, so the cover you already pay for actually gets used.
Why choose Settlemate?
Secure & private access
Log in seamlessly via Apple or Google, with all your data encrypted end-to-end and never shared without your consent.
Automatic receipt scanning
Let Settlemate parse your email to auto-detect eligible purchases (no manual entry needed).
Hands-off claim management
We prepare, file, and follow up on airline claims for every eligible disruption.
Keep 100% of your payout
No success fees. Claim companies can take 25% to 44% of your compensation; with Settlemate, the payout is yours.
Value Guarantee
If your membership doesn't pay for itself, we extend it at no cost until it does.
Trusted by 100K+ everyday users
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Frequently asked questions
How much compensation can I get?
It depends on the route and the disruption. Under EU 261, long delays and cancellations can be worth 250 to 600 euros per passenger. Other claims, like luggage or hotel reimbursements, are based on your actual costs.
Which flights are covered?
Settlemate checks the rules that apply to your specific route, including EU 261 in Europe and US DOT rules in the United States, plus the airline's own policies.
Do you take a cut of my compensation?
No. Airline claims are included in your Settlemate membership, so there are no success fees taken from your payout.
What if I have travel insurance?
Even better. Settlemate flags when your insurance or credit card protections apply to a disruption and helps you use them.
Do I have to do anything when a flight is disrupted?
Usually not. Settlemate detects the disruption, files the claim where possible, and only asks you for input when it's needed. Prefer to claim yourself? Use our flight delay compensation letter guide.
